We Are a Fee-only Investment Advisor Serving Affluent Families & Institutional Clients
We are your unbiased advocate for financial peace of mind
By being your go-to for all things financial
We celebrate a culture where our clients come first
Mission & Core Values
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Our Mission

Our mission is to be problem solvers, a source of solutions and the go-to persons for all things financial. At HM Capital Management this is accomplished by providing fee-only investment advice from a team of experienced professionals that is always serving in the best interest of the client.

Our Culture

At HM Capital Management we stress teamwork in everything we do. While individual creativity is always encouraged, we have found that team effort often produces the best results. While the old way may still be the best way, we encourage creativity and imagination because we are constantly striving to find better solutions to clients’ problems.

At HM Capital Management we regularly receive confidential information as part of our normal client relationships. To breach a confidence or to use confidential information improperly would be unthinkable. We understand times do change, but core professional ethics and values do not go into or out of fashion.

At HM Capital Management we believe personal modesty, social reserve, and deliberate absence of arrogance are characteristics of great professional cultures. HM Capital Management is a culture of strong individuals absent of egotism.

At HM Capital Management we believe the people at great firms work harder than their competitors-both longer, more demanding days and more days and nights each week. While producing more, they also insist on producing at the highest quality. They take pride and find great meaning in what they and their firm can achieve for clients. The dedication of our people to the firm and the intense effort they give their jobs are greater than one finds in most other organizations. We think that is an important part of our success.

Our History
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HM Capital Management was founded in 2005 but its roots date back much further as its founders previously worked as a team at a major brokerage firm. The decision to form HM Capital Management was an easy one as our focus has always been to provide the highest level of professional advice on a fee-only basis with no products to sell. In short, we wanted to serve our clients as a legal fiduciary. This was no longer an option working at a brokerage firm and therefore the decision to start HM Capital Management was formulated.

Since inception, HM Capital Management has experienced considerable growth and has expanded in both professional expertise and client assets. In 2010, InvestmentNews recognized HM Capital Management as a “Top 40 Fee-Only Registered Investment Advisor” as well as a “Top 20 Fee-Only Emerging Registered Investment Adviser.”  In 2016 HM Capital Management was named in the Top Wealth Managers & Financial Advisors in St. Louis by AdvisoryHQ.com.  While such recognition is gratifying, our focus remains on providing unbiased, fee-only advice with our own corporate growth as a byproduct.

Achievements
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2020 Financial Advisor Magazine RIA Rankings

In the 2020 rankings, Financial Advisor Magazine has recognized HM Capital Management as #134 in the Annual RIA Ranki...

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In the 2020 rankings, Financial Advisor Magazine has recognized HM Capital Management as #134 in the Annual RIA Ranking.  Congratulations to the entire team on our continued success! Read More, RIAs In The Time Of Pandemic

 

2019 Top Wealth Managers & Financial Advisors in St. Louis

For the fourth year in a row HM Capital Management was named as one of the Top 10 Wealth Managers and Financial Advis...

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For the fourth year in a row HM Capital Management was named as one of the Top 10 Wealth Managers and Financial Advisors in St. Louis by Advisory HQ, a financial review and news website.  Along with being an independent, fee-only RIA that serves as a legal fiduciary to clients, HM Capital Management was recognized for providing financial advisory services for families.  These services include investment management, financial planning, wealth transfer strategies, tax planning, and more. Read More

2019 DALBAR 3(38) Certification

HM Capital Management once again received the prestigious 3(38) Certification Credential by DALBAR, Inc.

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HM Capital Management once again received the prestigious 3(38) Certification Credential by DALBAR, Inc. In order to achieve this certification, HM Capital Management underwent an extensive process including evaluation of business practices, background checks of all key personal, review of potential conflicts of interest, and use of Generally Accepted Investment Theory.

2018 Financial Advisor Magazine RIA Rankings

HM Capital Management was recognized by Financial Advisor Magazine as #124 in the Annual RIA Rankings.  Congratulati...

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HM Capital Management was recognized by Financial Advisor Magazine as #124 in the Annual RIA Rankings.  Congratulations to the entire team on our continued success! Read More

2018 Financial Advisor Magazine Top 50 Fasting Growing Firms

HM Capital Management was recognized by Financial Advisor Magazine as the #19 in the Annual RIA Fastest Growing Firm ...

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HM Capital Management was recognized by Financial Advisor Magazine as the #19 in the Annual RIA Fastest Growing Firm rankings.  This would not have been achieved without the amazing effort by the entire team! Read More

2018 Top Wealth Managers & Financial Advisors in St. Louis

For the third year in a row HM Capital Management was named one of the Top 9 Financial Advisors in St. Louis by Advis...

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For the third year in a row HM Capital Management was named one of the Top 9 Financial Advisors in St. Louis by Advisory HQ, a financial review and news website.  HM Capital Management was recognized as a fee-only RIA and serves as a fiduciary to their clients.  By being a fiduciary, HM Capital Management is legally obligated to act in the best interests of their clients. Read More

2018 DALBAR 3(38) Certification

After being evaluated by DALBAR, Inc., HM Capital Management received the prestigious 3(38) Certification Credential....

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After being evaluated by DALBAR, Inc., HM Capital Management received the prestigious 3(38) Certification Credential. In order to achieve this certification, HM Capital Management underwent an extensive process conducted by DALBAR, Inc. including evaluation of business practices, background checks of all key personal, review of potential conflicts of interest, and use of Generally Accepted Investment Theory.

2017 Top Wealth Managers & Financial Advisors in St. Louis

For the second year in a row HM Capital Management was named one of the Top 9 Financial Advisors in St. Louis by Advi...

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For the second year in a row HM Capital Management was named one of the Top 9 Financial Advisors in St. Louis by Advisor HQ, a financial review and news website.HM Capital Management was recognized as a fee-only RIA who serves as a fiduciary to their clients and staffed by a qualified team of professionals with a range of certifications. “It is an honor to be recognized for the second year in a row” said Matt Kopsky, President & CEO of HM Capital Management. In addition, Matt stated, “At HM Capital Management we strive to be advocates for our client’s peace of mind and celebrate a culture where our clients come first.”          Read More

2016 Top Wealth Managers & Financial Advisors in St. Louis

HM Capital Management was named one of the Top Financial Advisors in St. Louis by Advisory HQ for 2016.

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HM Capital Management was named one of the Top Financial Advisors in St. Louis by Advisory HQ for 2016. HM Capital Management is being celebrated as a fee-only RIA staffed by a team of experienced professionals with a range of industry certifications. Advisory HQ recognized HM Capital Management based on several criteria some of which includes being a fee-only investment advisor, serving clients as a legal fiduciary, and having a team made up of highly qualified professionals. “We are proud to receive this recognition as it underscores our culture where our clients come first” said Matt Kopsky, President & CEO of HM Capital Management. Matt went on to say, “At HM Capital Management our team of professionals serves as legal fiduciaries and we are dedicated to being proactive problem solvers.”

Top 40 Fee-Only RIAs

Investment News ranked HM Capital Management in their Top 40 Fee-Only RIAs

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Investment News ranked HM Capital Management in their Top 40 Fee-Only RIAs. “HM Capital Management is honored to be recognized for our achievements of growing our business during a challenging economic environment,” says Matthew E. Kopsky, President of HM Capital Management. Nearly doubling its discretionary assets since 2008, HMCM is responsible for over $1 billion of client assets.

Our People
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