Family Advisory
Creating financial peace of mind by being your family’s “go-to” team for all things financial.

At HM Capital Management our team of professionals serves as legal fiduciaries and a family office. We are dedicated to being proactive problem solvers to the entire family with a focus on simplifying the lives of all generations.

Our team of professionals includes CERTIFIED FINANCIAL PLANNERS™ (CFP®), Certified Public Accountant (CPA), Certified Private Wealth Advisor℠ (CPWA®), a Personal Financial Specialist (PFS) ,a Retirement Plans Associate, (RPA) and a Qualified 401(k) Plan Administrator (QKA).

Getting to know you and your Family
At HM Capital Management it is imperative we spend quality time getting to know you and your family.
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Getting to know you and your Family

At HM Capital Management it is imperative we spend quality time getting to know you and your family.  Until we understand the immediate and long term needs of all family members it would be imprudent to provide advice or build a plan.

Comprehensive Assessment
Collecting data is the next step in creating a plan that reflects your family’s goals and values.
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Comprehensive Assessment

Collecting data is the next step in creating a plan that reflects your family’s goals and values.  Part of this data collection process includes a review of the following:

  •       Investments
  •       Current Estate Plan
  •       Historical and projected tax liabilities
  •       Education funding
  •       Business ventures
  •       Personal insurance
  •       Corporate benefits
  •       Charitable Giving
  •       Asset titling
  •       Bill payment needs

 

Family Financial Plan
While our goal at HM Capital Management is to simplify your financial life, the Family Financial Plan we provide is anything but simple.
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Family Financial Plan

While our goal at HM Capital Management is to simplify your financial life, the Family Financial Plan we provide is anything but simple.  Your Family Financial Plan will touch on nearly every aspect of your life and explore options you likely never considered.  This thought provoking process is designed to ensure you and your family walk away with the knowledge “no stone was left unturned”.

At HM Capital Management, we don’t have product to sell or receive commissions.  As a result, our fee-only structure makes us a legal fiduciary to your family requiring us to provide an objective assessment of your needs.  This results in achievable goals and incorporates a financial roadmap for multiple generations.

Things can and will change
One thing we have learned at HM Capital Management is family needs will change and grow.
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Things can and will change

One thing we have learned at HM Capital Management is family needs will change and grow.  As a result, it is imperative we constantly review your Family Financial Plan to ensure all current and future needs are being addressed.